On February 1, 2023, the A book rate will increase from 2 to 3%, Economy Minister Bruno Le Maire confirmed on Friday during his appearance on France 2’s 1pm news. The Development Booklet durable et solidaire (LDDS) will also benefit from this 3% increase. Thus, a saver with 10,000 euros in one of these two accounts will now earn 300 euros for a whole year, compared to 200 euros at the current rate.
This revision, previously suggested by the governor of the Banque de France, remains well below inflation, although it is a level not seen since 2009. Still at its minimum level of 0.5%, there a year ago, this rate had doubled for the first time. on February 1, 2022, and again on August 1, to reach 2%.
Although theoretically it could have reached 3.3%, due to the rise in prices and interbank rates, François Villeroy de Galhau, governor of the central bank, invoked in a press release. exceptional circumstances to justify rounding. A difference of 0.3% that deprives the holders of a book A or a LDDS of 1.5 billion euros of additional interest in a whole year. ” It’s still three times in one year “, recalled Bruno Le Maire during his speech.
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LEP at 6.1%
Reserved for the most modest households, the Llibret d’Estalvi Popular (LEP) will also increase, from 4.6 to 6.1%. A level not seen for more than 35 years. ” We will be the only country in Europe that will offer its compatriots a guaranteed savings account at a rate higher than inflation. “, the Minister of Economy guaranteed, to encourage the approximately 10 million eligible French people, who do not yet have LEP, to open an account.
Source : Le JDD